Five Types of Insurance Agency Owners
March 19, 2026Which One Are You? Every insurance agency owner faces an important question: What kind of business am I really building? The answer isn’t always clear,…
IS YOUR AGENCY CURRENTLY...
- Needing leadership and training but afraid to join an organization for fear of losing independence?
- Debating whether or not your investment in an organization will actually show a return on investment?
- Struggling to gain quick access to Insurance carriers and build relationships within the insurance industry?
- Looking to expedite insurance agency growth in Texas by transitioning to the independent model?
- Looking for an opportunity to gain additional revenue through carrier bonuses by joining a group of high-achieving premium?
- Looking to expand your product offerings beyond your captive carrier?
CONTACT OUR TEAM
We can’t wait to show you what CoVerica has in store for your agency. Contact us today to get started!
LEADING THE WAY IN AGENCY PARTNERSHIPS SINCE 1983
CoVerica Agency Alliance is a strategic master agency of SIAA, the fastest growing agency partnership in the country. Our “integrator” model combines the best aspects of each partnership model — clusters, aggregators, franchises — to create a one-of-a-kind partnership that enhances distribution and drives organic growth. As a top insurance agency strategic partner in Texas, we offer solutions to greatly strengthen your agency’s position in the market.
SIAA is a national organization with 48 master agencies located across the country, like CoVerica, to provide support to members within their area. Through CoVerica, North Texas members enjoy clout, leveraged compensation, training, and autonomy, while maintaining complete ownership and independence of their insurance agency.
Are you a...
STARTUP AGENCY?
Starting from scratch can be difficult without access to established resources and networks. CoVerica Agency Alliance can offer agency mentorship, discounts on software and services, superior market access, and more. We give you that extra jump-start needed to boost your revenue without compromising your independence.
“As a scratch agency, we simply would not have had the knowledge base or carrier access to get off the ground without the guidance and assistance provided by SIAA.”
- RICK WILSON // EVERLAST INSURANCE
Are you a...
CAPTIVE AGENCY?
As a captive agency, we realize how limiting it can be to stick within your carrier’s appetite. For insurance agencies who are ready to expand their product offerings, CoVerica will provide mentorship to coach you through your transition to independence.
“As a captive, it’s difficult to budget for anything beyond your base commission because the tiniest little thing can happen… It happens all the time to captive agents, and it’s catastrophic because you don’t have anything else to sell. That’s your only product. On the independent side, I have predictable income I can aggressively reinvest to grow my business at the pace I want it to grow.”
- ANDY RICE // MONARCH INSURANCE
Are you an...
INDEPENDENT AGENCY?
As an independent agency, you may already be experiencing the freedoms of choice and ownership. However, you still may not be making the most out of your carrier relationships. With CoVerica, you’ll experience quality relationships with carriers to help fuel your independent agency growth in Texas.
Become Part of Our
POWERFUL NETWORK
Over 5,000 Member Agencies in America
Over 13% of all Independent Agencies partner with SIAA
Over 14 billion in premium written
TOP THREE REASONS TO JOIN COVERICA
“Our fees are based on your growth. We have skin in the game to ensure you’re successful in achieving your growth goals. Your success is our success–and we take that very seriously.”
MINDI MONACO
Agency Growth Coach
“For every dollar you invest in the alliance, your agency should be making two. If you follow our program, your additional compensation will go a long way in offsetting your membership fees.”
CHRIS STERLACCI
Chief Operating Officer
CARRIERS WE PARTNER WITH
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Top 10 Ways to Grow Your Insurance Agency in Texas
November 14, 2025Texas has unmatched opportunities for those insurance agencies ready to adopt strategic growth strategies that align with the market dynamics of the Lone Star State.…
Testimonials
Without The CoVerica Agency Alliance we wouldn’t have been as successful as we have been. Market Access is great but having the ability to call upon someone as a mentor has forever changed our business for the better.
Plano-Based Insurance Agency
We’ve been a member since 2008, The CoVerica Agency Alliance really makes this business a lot easier and when we run into some difficult challenges it’s nice to be able to ask questions and get real answers.
Dallas-Based Insurance Agency
We’ve been associated with CoVerica Agency Alliance for one year. We had several strategic plans that we were trying to implement. We wanted to diversify our book and we wanted to move into commercial. I’m happy to report that CoVerica Agency Alliance has been a real strong arm in being able to accomplish that. They’ve been great to work with and given us important insights into the business.
Arlington-Based Insurance Agency
We started a decade ago and the best advice I can give is stick with it. There is a lot of upside and I haven’t found the downside yet. Any time you get into a business or marriage if you can’t find the downside that’s pretty good.
McKinney-Based Insurance Agency
Been with CoVerica for around 13 years. I’ve really enjoyed it as they have excellent resources and the people are great. The success of the people they higher have been top notch and are a real benefit to me and my agency.
Dallas-Based Insurance Agency
